Market insights, rate updates, and mortgage tips — published regularly for our community.
Buying your first home is one of life’s most exciting milestones. But with today’s changing market and stricter lending criteria, the process can also feel overwhelming. The good news? With the right preparation, you can step onto the property ladder with confidence. 💰 Save for Your Deposit Most lenders require at least a 5–10% deposit […]
The UK mortgage market continues to show signs of movement, with small but notable rate adjustments across major lenders. For homeowners and investors, staying informed is more important than ever to avoid being caught off guard by shifting rates. 🔎 What’s Happening in the Market? 2-year fixed rates have edged up slightly, now averaging 5.01%. […]
With UK interest rates shifting and lenders adjusting their criteria almost monthly, one of the biggest questions homeowners face is:👉 Should I lock into a fixed-rate mortgage or ride the market with a tracker? Here’s a breakdown to help you decide: 🔒 Fixed-Rate Mortgages: Stability First Pros: Certainty of monthly payments for 2, 3, 5, […]
Remortgaging can be a strategic move to reduce monthly payments, secure a better interest rate, or release equity. However, without careful planning, it can lead to unexpected costs and delays. Here’s how to navigate the process smoothly and avoid the most common pitfalls: 1. Neglecting to Budget for Additional Costs While remortgaging can save you […]
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