Sharia Compliant Finance

Ethical Home Financing That Respects Your Faith

What Is Sharia-Compliant Finance?

Sharia-compliant finance avoids interest (riba), uncertainty (gharar), and unethical investments. Instead of borrowing money with interest, you engage in a partnership or leasing model where the lender and buyer share ownership and profits transparently.

What makes a mortgage Sharia-compliant?

A Sharia-compliant mortgage avoids interest (riba), which is forbidden in Islam. Instead of borrowing money and paying interest, the lender either buys the property and leases it to you (Ijara), or you enter a joint ownership agreement (Musharakah), gradually buying out their share.

Is Sharia-compliant finance more expensive than traditional mortgages?

It can be slightly more expensive upfront due to the structure and legal setup, but it provides peace of mind by aligning with your ethical or religious values. Many clients see it as a long-term spiritual investment, not just a financial one.

Can non-Muslims apply for Sharia-compliant mortgages?

Yes. Sharia-compliant finance is open to everyone, regardless of faith. Many people choose it for its ethical principles, transparent terms, and profit-sharing models.

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Trusted Client Reviews

Excellent service

Excellent service. Louise Stevens has managed several mortgages for us over the last two years and in spite of our complicated situation we’ve always been confident in achieving the end result. Charlotte has also been great at keeping us updated and we wouldn’t hesitate to return when we are back in the market for a move.

jhon doe, UK

Excellent service

Excellent service. Louise Stevens has managed several mortgages for us over the last two years and in spite of our complicated situation we’ve always been confident in achieving the end result. Charlotte has also been great at keeping us updated and we wouldn’t hesitate to return when we are back in the market for a move.

jhon doe, UK

Excellent service

Excellent service. Louise Stevens has managed several mortgages for us over the last two years and in spite of our complicated situation we’ve always been confident in achieving the end result. Charlotte has also been great at keeping us updated and we wouldn’t hesitate to return when we are back in the market for a move.

jhon doe, UK

Excellent service

Excellent service. Louise Stevens has managed several mortgages for us over the last two years and in spite of our complicated situation we’ve always been confident in achieving the end result. Charlotte has also been great at keeping us updated and we wouldn’t hesitate to return when we are back in the market for a move.

jhon doe, UK