Critical Illness Cover

Because Life Happens — Be Financially Prepared for Serious Illness

Stay Financially Protected During Life’s Health Emergencies

Critical Illness Cover provides a tax-free lump sum if you’re diagnosed with a serious medical condition such as cancer, stroke, or heart attack. Use the payout to manage treatment costs, cover household bills, or maintain your lifestyle while you recover. It’s peace of mind when you need it most.

What conditions are covered by Critical Illness Insurance?

Most policies cover major illnesses such as cancer, heart attack, stroke, multiple sclerosis, kidney failure, organ transplant, and certain neurological conditions. Always check your policy’s full list of covered conditions, as it can vary by provider.

How is Critical Illness Cover different from Life Insurance?

Critical Illness Cover pays out while you’re still alive if you’re diagnosed with a listed serious illness. Life Insurance only pays out upon your death. Many people combine both for comprehensive protection.

Can I use the payout for anything I want?

Yes. The lump sum is tax-free and unrestricted, meaning you can use it for treatment costs, replacing income, mortgage payments, childcare, or even home modifications — whatever you need to stay financially stable during recovery.

Key Benefits

Trusted Client Reviews

Excellent service

Excellent service. Louise Stevens has managed several mortgages for us over the last two years and in spite of our complicated situation we’ve always been confident in achieving the end result. Charlotte has also been great at keeping us updated and we wouldn’t hesitate to return when we are back in the market for a move.

jhon doe, UK

Excellent service

Excellent service. Louise Stevens has managed several mortgages for us over the last two years and in spite of our complicated situation we’ve always been confident in achieving the end result. Charlotte has also been great at keeping us updated and we wouldn’t hesitate to return when we are back in the market for a move.

jhon doe, UK

Excellent service

Excellent service. Louise Stevens has managed several mortgages for us over the last two years and in spite of our complicated situation we’ve always been confident in achieving the end result. Charlotte has also been great at keeping us updated and we wouldn’t hesitate to return when we are back in the market for a move.

jhon doe, UK

Excellent service

Excellent service. Louise Stevens has managed several mortgages for us over the last two years and in spite of our complicated situation we’ve always been confident in achieving the end result. Charlotte has also been great at keeping us updated and we wouldn’t hesitate to return when we are back in the market for a move.

jhon doe, UK