Commercial Insurance

Protect Your Business from the Unexpected

What Is Commercial Insurance?

Commercial insurance is a suite of policies designed to protect businesses from financial losses due to property damage, legal claims, employee injury, cyber threats, or interruption of services. Whether you’re a sole trader or large enterprise, coverage can be tailored to your industry and operations.

What types of businesses need commercial insurance?

Almost every business — from freelancers and small shops to large corporations — can benefit from commercial insurance. If your business owns property, has employees, deals with customers, or provides professional services, you should consider having coverage.

What’s the difference between public liability and professional indemnity insurance?

Public Liability Insurance protects you if a third party (like a customer or visitor) is injured or their property is damaged due to your business.

Professional Indemnity Insurance protects you against claims of negligence, errors, or bad advice in the services you provide.

Are accidental damages covered?

Not always. Accidental damage is often an optional add-on to your policy. It covers incidents like spilling paint on the carpet or breaking a TV screen by mistake — check your policy or ask your provider to include it.

Key Benefits

Trusted Client Reviews

Excellent service

Excellent service. Louise Stevens has managed several mortgages for us over the last two years and in spite of our complicated situation we’ve always been confident in achieving the end result. Charlotte has also been great at keeping us updated and we wouldn’t hesitate to return when we are back in the market for a move.

jhon doe, UK

Excellent service

Excellent service. Louise Stevens has managed several mortgages for us over the last two years and in spite of our complicated situation we’ve always been confident in achieving the end result. Charlotte has also been great at keeping us updated and we wouldn’t hesitate to return when we are back in the market for a move.

jhon doe, UK

Excellent service

Excellent service. Louise Stevens has managed several mortgages for us over the last two years and in spite of our complicated situation we’ve always been confident in achieving the end result. Charlotte has also been great at keeping us updated and we wouldn’t hesitate to return when we are back in the market for a move.

jhon doe, UK

Excellent service

Excellent service. Louise Stevens has managed several mortgages for us over the last two years and in spite of our complicated situation we’ve always been confident in achieving the end result. Charlotte has also been great at keeping us updated and we wouldn’t hesitate to return when we are back in the market for a move.

jhon doe, UK