Buildings & Contents Insurance

Protect What Matters — Inside and Out

Coverage That Gives You Peace of Mind

Buildings & Contents Insurance protects both the structure of your home (walls, roof, floors) and your personal belongings (furniture, appliances, electronics, and more). Whether it’s damage from a storm or accidental breakage, you’re financially covered.

What’s the difference between buildings and contents insurance?

Buildings insurance covers the structure of your home — like walls, roof, and floors — while contents insurance protects your personal belongings inside the home, such as furniture, electronics, and clothes.

Do I need both buildings and contents insurance?

If you own your home, yes — both are highly recommended. Buildings insurance may be required by your mortgage lender, and contents insurance ensures your personal items are protected from theft, fire, and damage.

Are accidental damages covered?

Not always. Accidental damage is often an optional add-on to your policy. It covers incidents like spilling paint on the carpet or breaking a TV screen by mistake — check your policy or ask your provider to include it.

Trusted Client Reviews

Excellent service

Excellent service. Louise Stevens has managed several mortgages for us over the last two years and in spite of our complicated situation we’ve always been confident in achieving the end result. Charlotte has also been great at keeping us updated and we wouldn’t hesitate to return when we are back in the market for a move.

jhon doe, UK

Excellent service

Excellent service. Louise Stevens has managed several mortgages for us over the last two years and in spite of our complicated situation we’ve always been confident in achieving the end result. Charlotte has also been great at keeping us updated and we wouldn’t hesitate to return when we are back in the market for a move.

jhon doe, UK

Excellent service

Excellent service. Louise Stevens has managed several mortgages for us over the last two years and in spite of our complicated situation we’ve always been confident in achieving the end result. Charlotte has also been great at keeping us updated and we wouldn’t hesitate to return when we are back in the market for a move.

jhon doe, UK

Excellent service

Excellent service. Louise Stevens has managed several mortgages for us over the last two years and in spite of our complicated situation we’ve always been confident in achieving the end result. Charlotte has also been great at keeping us updated and we wouldn’t hesitate to return when we are back in the market for a move.

jhon doe, UK