ASU (Accident, Sickness & Unemployment) Cover provides short-term financial support when you can’t work due to unexpected illness, injury, or job loss. Whether you’re employed or self-employed, this policy helps you stay on top of your bills and living expenses while you recover or find your next opportunity.
ASU typically provides monthly payments for up to 12 months per claim, though some policies may offer shorter or longer durations depending on the provider.
Yes, you can claim for any qualifying event separately — whether it’s an illness, injury, or redundancy — as long as it meets your policy’s terms and you’re not already receiving payouts.
In most cases, no medical examination is required. However, you may need to answer basic health and employment-related questions during the application process.
Choose your monthly benefit and defer period
Submit your application and get underwritten
Start paying premiums monthly
Make a claim if you’re unable to work
Income Security – Get up to 65% of your gross monthly income paid directly to you.
Flexible Use – Use payouts for rent, mortgage, bills, or personal expenses.
Short-Term Relief – Ideal for those with limited or no sick pay or emergency savings.
Excellent service. Louise Stevens has managed several mortgages for us over the last two years and in spite of our complicated situation we’ve always been confident in achieving the end result. Charlotte has also been great at keeping us updated and we wouldn’t hesitate to return when we are back in the market for a move.
jhon doe, UK
Excellent service. Louise Stevens has managed several mortgages for us over the last two years and in spite of our complicated situation we’ve always been confident in achieving the end result. Charlotte has also been great at keeping us updated and we wouldn’t hesitate to return when we are back in the market for a move.
jhon doe, UK
Excellent service. Louise Stevens has managed several mortgages for us over the last two years and in spite of our complicated situation we’ve always been confident in achieving the end result. Charlotte has also been great at keeping us updated and we wouldn’t hesitate to return when we are back in the market for a move.
jhon doe, UK
Excellent service. Louise Stevens has managed several mortgages for us over the last two years and in spite of our complicated situation we’ve always been confident in achieving the end result. Charlotte has also been great at keeping us updated and we wouldn’t hesitate to return when we are back in the market for a move.
jhon doe, UK